Lately, not so much.
I feel very inadequate. I never have enough money, enough energy, enough emotion….I’m very discouraged and frustrated.
So, like always, I’m going to blog about it. Maybe putting it all out there, instead of holding it in, I’ll feel better.
I’m struggling, a lot, financially. It seemed like when I first moved out, I was doing okay. Then, things slowly fell apart. Tax season came around and I owed money. I somehow finagled paying it off but then I got an abscess tooth and had to have a root canal that I couldn’t afford. So, I got a Care Credit Card. In theory, that’s awesome. I got my root canal done but in order to avoid any kind of insane interest, I have to pay it off in 12 months. $900 in 12 months. Piece of cake right? Wrong. Oh so wrong. I still owe a little over $400 and I have until March to pay it off before the 21% interest of whatever kicks in. Paying $80 a month to Care Credit has really strapped me. And I’m not done. I still have to get my crown, which is another $800. *sigh* I do get dental insurance this month (which is awesome) which should cut my crown in about ½ but that’s still $400 that I don’t have. And that dental insurance is going to cost me $30 a month that I can’t afford to have taken out of my check.
My electric bill, let’s talk about that next. It’s OUTRAGEOUS. The summer months don’t seem as bad but we’re coming up on the winter months and I can expect to pay anywhere from $140 to $200 for my 900 square foot apartment, which will strap me even more.
I made the mistake of getting a credit card. Which now, I’m struggling to pay on.
I make roughly $2000 a month (that’s a rough guess) – a little over $1500 comes out in bills and surviving. That leaves me $500 a month for everything extra, like lunch/dinner out, movies, entertainment….etc. It sounds like a lot of money, so why isn’t it?
My car needs new tires. Badly. This is NOT a want, this is a need.
So, right now I have enough money to pay off my credit card, my dental credit card and get new tires. That’s it.
*sigh* But, that means, I can’t go see Sarah next month for Breaking Dawn. That’s not an option.
I need more money. Somehow, some way, I need money.
Does anyone need a kidney? Half of a liver?
Have a couple grand I can borrow?
How about an accountant to do my finances for me?
Dude, I feel your pain. Although my husband has a good job, with me staying home and bringing in nada, I have to budget the crap out of every paycheck. And it often leaves very little for anything the least bit fun. We drive crap cars and keep our fingers crossed that they will last awhile. We figure it's got to get better sometime right?
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